Medicare Savings Programs

Medicare for senior

Need help paying for Medicare?

If you have limited income and assets, you may qualify for a Medicare Savings Program to help you pay your Medicare costs.

There are four types of Medicare Savings Programs

Qualified Medicare Beneficiary (QMB) Program

What it can help pay for:

  • Part A premium
  • Part B premium
  • Deductibles, coinsurance, and copayments

Specified Low-Income Medicare Beneficiary (SLMB) Program

What it can help pay for:

  • Medicare Part B premiums

Qualifying Individual (QI) Program

What it can help pay for:

  • Medicare Part B premiums

Qualified Disabled and Working Individuals (QDWI) Program

What it can help pay for:

  • Medicare Part B premiums

Plan D premium and drug cost assistance

Help paying for prescription drugs and Part D coverage is available through a federal program called Extra Help.

  • The amount of Extra Help you receive is based on your income and resources.
  • If you qualify, you can join a Medicare Part D plan at any time without paying a penalty.

If you qualify for Extra Help, you will likely pay:

  • No premiums
  • No deductibles
  • No more than $8.50 for each drug our plan covers*

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If you don’t qualify for state or federal assistance, you can still find an affordable plan that’s right for you.

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By submitting your phone number or email address, you agree to have a Blue Shield sales agent contact you to discuss Blue Shield’s Medicare coverage options.

We’ll also give you a FREE Medicare Decision Guide to get answers to your questions and make the right decision for your future.

Get answers to your Medicare questions and view available plans.

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Talk one-on-one with an expert to find the Medicare option that works best for your needs and budget. Our licensed agents will guide you through the process, step by step.

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* While supplies last. One offer per person. No obligation to enroll. Restrictions apply, see